Apni Chhat Apna Ghar Scheme 2025
CM Punjab Maryam Nawaz is providing interest-free loans up to 15 lacs to needy and deserving families under the Apni Chhat Apna Ghar scheme. So that the working class people can build their houses with this Apni Chhat Apna Ghar Scheme loan payment.
In the recent cabinet meeting, Punjab Chief Minister Maryam Nawaz Sharif has approved Rs 60 billion for the Apni Chhat Apna Ghar housing project. Under which loan installments will be provided to about 40 thousand families. Those families who want to get their own house should register now for the Apni Chhat Apna Ghar program.
If you are eligible for this scheme, start building your house by getting money from the Punjab government. You are being provided with the registration procedure and eligibility criteria in this article. You will be provided with complete details from time to time on our website.
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Apni Chhat Apna Ghar Scheme Latest Information
The Chief Minister of Punjab has announced that the families eligible for the Apni Chhat Apna Ghar scheme will be provided with Rs 1.5 million in easy installments for seven years. Through which this deserving and poor families can build their houses. The Chief Minister says that within about a year, one lakh families will be provided with houses.
Therefore, the government has decided that no interest will be charged on the loan amount. The first five families eligible for the Apni Chhat Apna Ghar scheme will also be provided with free furniture. Therefore, get yourself registered in the Apni Chhat Apna Ghar program as soon as possible and complete the construction of your home by getting a loan from the government on easy installments.
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Apni chhat apna ghar scheme Eligibility details
The Punjab government has provided complete eligibility criteria for the ACAG Housing Scheme. People will be included in it on this eligibility criteria. First, check the eligibility criteria and then register yourself. The eligibility criteria for the Apni Chhat Apna Ghar Scheme are as follows.
- The applicant or the eligible family is a permanent resident of Punjab.
- The applicant’s family must have a Punjab National Identity Card.
- To apply, the applicant must have five marla land in an urban area or ten marla land in any rural area of Punjab.
- The applicant’s application must be received before the last date.
- The applicant should not be involved in any criminal activity such as anti-state demonstrations, anti-social activities or unpardonable crimes and convicted accused.
- The applicant should not be affiliated with any government institution.
- The applicant should never be a loan defaulter of any financial institution or bank.
Online Registration Procedure for the ACAG Program
If you want to register yourself in the ACAG program. For this, the government has introduced the ACAG portal. Through this, you can register yourself sitting at home by online method. The registration procedure is being provided to you below, which is as follows.
- The applicant first has to go to ACAG.punjab.gov.pk and click on the register button there.
- Then select your name, father’s name, email address, mobile number, domain, tehsil, district and city and enter your password, and click on the register button.
- Then log in using your national identity card number and password.
- Then read the text written on the affidavit and accept it and click on the next button.
- Then enter your personal information first in the application form.
- In the second part of the application, provide information related to your land.
- Then select the desired loan amount in the third section and proceed by submitting your photo after entering your job and household information.
- Upload the photos of all the documents in the required documents section of the application form and submit the application form by expressing your opinion.
- In this way, you will complete your registration for the ACAG program. If eligible, you will be provided with a loan of Rs. 15 lakh by the Government of Punjab schems.
Benefits Of Apni Chhat Apna Ghr Program
If you are selected in Apni Rathod Apni Ghar Scheme, you can avail the following benefits:
- The government will provide you with a cheque of Rs 5 lakh for the first installment of the loan and the agent will provide you with the money at the time of construction of the house as and when required.
- If you are unable to repay the loan within seven years, the government will not declare you a bank defaulter.
- If you can repay the loan amount before seven years, you will get a 20 percent loan waiver from the government.
- If you are unable to repay the loan on time and want to defer your installment, you will be allowed to deposit three installments together.
- No interest will be charged on the repayment of the loan by the government.
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Conclusion
Punjab Chief Minister Maryam Nawaz Sharif has approved a budget of Rs 62 billion for the Apni Chhat Apna Ghar Housing Scheme 2024 and 2024. Therefore, deserving and poor families should take advantage of this opportunity as soon as possible and get themselves register. So that they can be provided with loans on easy installments when they are eligible and they can build their houses after Apni Chhat Apna Ghar Scheme balloting date start of the next month.
Therefore, register as soon as possible using the ACAG Scheme portal and get interest-free loans from the Punjab Government once they are eligible.