CM Assan karobar Card Scheme 2025
Punjab government has developed the Assan Karobar Card Finance Scheme to provide loan facilities to small business people in Punjab. For such business people who want to expand their business on a large scale. Then there is a great loan scheme for them that is providing 0% interest-free loan.
We are providing you with the complete application procedure and eligibility criteria for getting a loan so that you can ensure your eligibility for this card. For this, you need to read the article till the end.
You can also read: Punjab PSER Survey Project 2025
Budget Detail For Assan Karobar Card
This card is being introduced for the first time in Punjab by Chief Minister Maryam Nawaz Sharif. Under which loans are being given to small business people on easy installments.
A huge amount of more than 48 billion rupees has allocated by the government for this business card. You can get an interest-free loan of up to 1 million rupees in the form of easy repayment for three years.
Eligibility Criteria and Documents
The eligibility criteria for the Punjab Chief Minister Assan Karobar Card by the government for men, women, transgenders, and special persons, are as follows.
- The applicant must be a resident of Punjab.
- The applicant’s age limit should be between 21 and 57 years.
- Applicant must have a valid National Identity Card issued by NADRA.
- The mobile number must registered on the SIM card.
- The applicant must be an active tax filer.
You can also read: CM Punjab Launched Assan Karobar Finance Scheme For Big Business Loans [2025]
How to Register On akc.punjab.gov.pk portal?
Before applying for the card, the applicant must register on the portal, the procedure for which is given below:
1 Visit this site akc.Punjab.pk on a search browser using a mobile or laptop.
2 A login option will shown on the screen in front of you. Click and open.
3 To create an account, click the register button given at the end.
4 Another screen will be shown in front of you on which a form is given.
5 Enter your personal information, email, mobile number, and ID card number on this form and click on the register button. Your new account has created.
How to Apply For CM Assan Karobar Card Finance Scheme?
Business people of Punjab who want to apply for an easy business card from the government. Then you can use the step-by-step procedure given below.
1. Visit the official portal
You have to visit the official portal of AKc.Punjab.jov.PK.
2. Enter Login ID
You have to enter the login ID in which you have to enter the CNIC and password. The details related to the registration are in front of you.
3. Personal Details
In this, you have to enter your personal information, current residential address, application gender, division, province, etc. as shown in the screenshot.
4. Business Details
In the next step, the applicant has to enter the complete details of the business. Which includes the percentage of partnership, business status, date of establishment of the business, nature of the business, etc.
5. Loan Details
In this, the applicant will enter all the details of the loan including the purpose of the facility, the required amount of loan, type of collateral, and the nature of the facility on the form.
6. Documentation
In the last stage of the application, you have to upload the files of the front and back of the CNIC, copies of the CNIC of the partners, Partnership Deed Form H, and Partnership Reserve Letter and Account Statement (if applicable).
After this, you have to click on the submit button. Your application process will completed.
After verification of all the documents and information, you will informed via email or SMS on your mobile number whether you are eligible for the business card or not.
Are you know: Asan Karobar Card: New Full Eligibility Criteria Announced
Benefits and Use Of Assan Karobar Card Finance Scheme
Traders who get the business card can avail the following benefits under this card.
| CM Punjab Assan Karobar Card 2025 |
| The loan facility will be available through SMS card. Up to 25 % cash withdrawal facility will be provided. You can also use this card to pay government fees, taxes, and utility bills. This card can also be used to pay vendors for the purchase of raw materials. Further, the people who get this card will be given an interest-free loan of up to Rs 10 lakh. The repayment of which will be made by the government in easy installments over three years. |
Helpline Or Support Information Detail of AKC
If the applicant faces any difficulty in applying, you can get information by calling the helpline number 1786 created by the government. This toll-free number provides information about the easy business card for small and large business people.
You can also apply for: CM Himmat Card Phase II Eligibility Check & 10500 Payment
Conclusion
The easy business card has introduced by the Chief Minister of Punjab to improve the business economy and increase exports. The main objective of this is to develop the business of small-scale entrepreneurs by providing loans to them. To apply, you can visit the Easy Business Card portal. Further, to apply, you have to visit the Easy Business Card website.
FAQs
1. What is the CM Punjab Assan Karobar Card Scheme?
The CM Punjab Assan Karobar Card is a financial help introduced by the CM Punjab Maryam Nawaz. It offers 0% interest-free loans ranging from PKR 100,000 to PKR 1 million to small businesses running in Punjab.
2. Who is eligible to apply for the Assan Karobar Card Scheme?
To be eligible for the Punjab Assan Karobar Card, applicants must meet the following eligible criteria:
- Age: 21 to 57
- Must be a resident of the Pakistani province of Punjab.
- Valid CNIC and a registered Mobile number.
- You own an existing or prospective business located only in Punjab.
- You Have a satisfactory credit and psychometric assessment.
- Maintain a clean credit history with no overdue loans in the bank.
- Only one application allows one family member.
3. How can I apply for the Assan Karobar Card?
Applications can be submitted online application on the AKc.punjab.gov.pk portal. This requires a non-refundable processing fee of PKR 500.
4. What are the key terms and conditions of the Asaan Karobar Card loan?
Key terms and conditions include:
- Maximum Limit of Loan: PKR 1 million.
- Tenure of Loan: 3 years.
- Loan Type: Revolving credit facility for 12 months.
- Repayment Term: 24 equal monthly installments after the first year.
- Grace Period: 3 months from card issuance for repayment commencement.
- End-User Interest Rate: 0%.
5. Are there any charges or fees associated with the Assan Karobar Card Finance Scheme?
Yes, there is an annual card fee of PKR 25,000 plus Federal Excise Duty (FED), which will bee recovered from the obligor’s approved limit. In case of late payment of installments, late payment charges would recovered as per the bank’s policy or schedule of charges.
6. What is the repayment schedule for the AKC loan?
After a grace period of 3 months from the issuance of the AKf card, borrowers are required to start paying monthly installments. With a minimum monthly payment of 5% of the outstanding loan balance. The remaining amount after the first year is paid in equal monthly installments (EMIs) over 2 years.
7. Is there any support available for applicants in preparing their own business plans?
Yes, feasibility studies are available on the Punjab Small Industries Corporation (PSIC) and Bank of Punjab (BOP) websites for startups in your business.
8. How can I get more information regarding the Assan Karobar Card?
For further Kafarobar Card Scheme information and assistance, you can call at 1786.
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