Maryam Nawaz AKF Scheme 2025 Full Eligibility Criteria Revealed By Punjab Govt

Maryam Nawaz AKF Scheme 2025

Maryam Nawaz AKF Scheme is providing loan facilities to the youth and business community of Punjab. Under the Maryam Nawaz Assan Karobar Finance Scheme, interest-free loans of up to Rs 30 million will be provided to small and medium-sized business owners. With the help of which new industries in Punjab are to be established, and existing industries are to be expanded, so that exports can increase further. 

If you are also related to a middle-class business. And you want to expand your business, but you do not have capital, then register yourself by following the registration method provided below and join the Maryam Nawaz AKF scheme and get an interest-free loan of up to Rs 30 million.

Also read: Punjab Kissan Card Scheme Update: Number of Kissan Cards and 30% Loan Amount Increased 

Purpose Of the AKF Scheme

The AKF scheme has been launched by Punjab Chief Minister Maryam Nawaz Sharif. The details of what this scheme is about and why it is providing loans to people are explained below.

• Loans are being provided by Punjab under the Easy Business Finance Scheme so that start-up funding can be provided to people starting new businesses.
• In addition, those businessmen who need modern machinery for their business will be provided with loans to provide more capital.
• Those businessmen who are related to the commercial logistics business. And they need more orders for leasing.

Punjab AKF Scheme Eligibility Criteria

Punjab Government has set the eligibility criteria for the CM Akf scheme. If you meet this, then you may able to join akf scheme and get a loan from the Punjab government. The new eligibility criteria are given below: 

• Medium Industry & Enterprises with yearly revenue up to PKR 150M
• Large Industry & Enterprises with Yearly revenue > PKR 150M – PKR 800M
• The Applicant’s age is between 25-55 years
• The Applicant has active FBR tax filers with a clean credit history
• You are a resident of the Punjab territory, and your business is located in Punjab
• Applicant must have an authentic CNIC and NTN number.
• You must own/have rented the place of the existing business

Also read: How To Apply Online For Assan Karobar Card Finance Scheme, Check Eligibility and Procedure

CM Maryam Nawaz AKF Scheme Registration Portal

If you want to register in Maryam Nawaz’s AKF scheme, then the Punjab government has released the AKF registration portal. Through which you can register for the Assan Karobar Finance Scheme and get a loan from the comfort of your home. How can you use the AKF portal for registration? The complete procedure is being provided to you below.

• First, go to https://akf.punjab.gov.pk/
• Click on the login button on the AKF portal and log in using your National Identity Card and secret password.
• In the first step of the Assan Karobar Finance Scheme registration, you enter your personal information
• Then you enter your loan details, in which you have to select the tier and amount of your loans
• Then you provide complete details about your business or enterprise.
• In the fourth step of AKF registration, you describe the financial details obtained from the business.
• Then enter the details about the guarantor in the reference section.
• And finally, upload the documents in PDF or PNG format and click on the submit button.

AKF Loan Tiers And Processing Fee

Repayment Terms & Conditions

If you are eligible for the AKF scheme and you are provided with a loan as per your wish, then how can you repay the loan in installments? For this, the government has introduced a monthly installment plan. Apart from this, if you are unable to repay your loan within the prescribed limit, then the Punjab government will charge PKR 1 per 1000/day as late charges.

Maryam Nawaz AKF Scheme Helpline 

If you want to know any information or queries, then the government of Punjab launched the Free AKF helpline number. Where you can get all the information related to the registration, eligibility criteria, and terms & conditions. The toll-free AKF helpline number is 1786. So, hurry up and do your registration for the CM AKF Scheme and get a loan of 30 million.

Choose the Right Bank For Application

Individuals who want to apply for a KF program should contact the government-approved banks. If you have a good relationship with any of these banks, then this relationship can be very helpful in approving your loan. After applying, follow the instructions issued by the bank and follow up regularly.

Bonus Tips to Get a Loan

To ensure the recovery of the loan, if you are not sure about your application, you should get help in preparing a strong application. For this, you should seek advice from any of your financial institutions or accountants. By following the tips given by them, you can improve your chances of getting a loan for the Chief Minister Punjab Easy Business Finance Program.

Conclusion

The Chief Minister of Punjab has launched the Easy Business Finance Scheme to empower the youth of Punjab in their businesses. Under which small and medium enterprises will be provided with easy loans of up to Rs 3 crore. The Punjab government will not charge any additional tax or interest on this loan.

If you want to start your own business or are already doing business and need a loan, then go to the AKF portal now and register yourself and get a loan of up to Rs 3 crore from the Punjab government.